RRSP Line of Credit

Making an annual RRSP contribution is as easy as transferring the funds from a pre-arranged line-of-credit. It’s a convenient option for people who make annual contributions by borrowing, or who want to maximize this year's contribution or take advantage of unused carry-forward amounts.


  • Apply only once
  • Rates as low as prime
  • Lump sum repayment available
  • Easy phone call authorizes transfer
  • Make extra payments anytime, without penalty
  • Payment only 3% of outstanding loan balance



  • Limits available to $30,000
  • Available to purchase Community Credit Union RRSP products


All lending is subject to credit approval within normal credit guidelines.

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