Rates
4.95%
Credit Union Prime Rate
The standard rate for lending.
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as low as 4.15%
Special Mortage Rate
5 year, insured, fixed mortgage special rate.
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Mortgages
Rates effective as of 2025-01-20
| Mortgage (closed) | Rate |
| 1 year | 4.69% |
| 2 year | 4.59% |
| 3 year | 4.25% |
| 4 year | 4.39% |
| 5 year (Special, Insured rate) | 4.15% |
Investments
Rates effective as of 2025-07-15
| Term Deposits (Redeemable) | Rate |
| 1-3 month | 1.50% |
| 1 year | 2.00% |
| 2 year | 2.25% |
| 3 year | 2.30% |
| 4 year | 2.40% |
| 5 year | 2.50% |
| RRSPs/TFSAs/RRIFs/Term Deposits (Non-Redeemable) | Rate |
| 1 year | 2.75% |
| 2 year | 2.75% |
| 3 year | 2.80% |
| 4 year | 2.85% |
| 5 year | 3.10% |
Become a member your way
Planning calculators
Try our handy calculators to explore how different rates affect your finances.
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Terms and Conditions
Rates are subject to change without notice, and are for illustration purposes only. Credit terms and conditions apply.
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Copyright 2025 Community Credit Union Ltd. All rights reserved.
Copyright 2025 Community Credit Union Ltd. All rights reserved.
