Common Shares represent equity in your Credit Union and form part of your own personal wealth. These funds are yours; they appear on your regular statement, and are refundable upon ownership cancellation.

Credit Union owners are both customer and shareholder. As a customer, you receive the services you want and as a shareholder you enjoy a competitive dividend return on your $100 investment, value costs for premium services, and local control of your own financial institution.

There is a voluntary Board of Directors that you elect at the Annual General Meeting.

Open and Voluntary Ownership

  • Open to any resident, organization, or corporation of Canada.
  • $100.00 (20 Shares) maintained in Share account.
  • All owners are equal in share requirement.
  • Shares are refundable upon ownership cancellation.
  • Shares are subject to dividends which may be declared based on credit union earnings, as decided by Board of Directors. 

Democratic Control

  • One owner, one vote at Annual General Meeting.
  • Co-operative financial institution owned and operated by owners.

Service to Owners

  • Personal service and attention provided by trained, knowledgeable and professional employees.
  • TeleService, Automated Teleservice, online banking through MemberDirect and ATM access available for owner convenience.
  • 12 service centres.
  • Ample parking and easy access to all locations.

Social Responsibility

Ethical standards and responsible actions on human issues, social justice and environmental concerns.


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