Global Gold Payment Mastercard with Choice Rewards

Discover Global Gold

A unique card available only to owners of participating Credit Unions.

The Gold GLOBAL PAYMENT MasterCard card is your passport to a world of benefits. When you use your Gold GLOBAL PAYMENT MasterCard card, the purchase amount is withdrawn from your chequing account at your credit union.

So, if you don’t like using credit, you don’t have to. Or, you can access a line of credit attached to your chequing account, usually at an interest rate much lower than on a credit card. It’s like using a debit card or writing a cheque, but with the flexibility of a credit card!

Plus, you’ll be enrolled in CHOICE REWARDS, the program that lets you collect points whenever you use your MasterCard, and redeem them for free merchandise and any kind of travel - not just air travel!

An annual fee may apply.


  • CHOICE REWARDS® program
  • Out-of-Province/Country Travel Health Plan (up to 70 years)
  • Trip Cancellation Insurance (up to 70 years)
  • Accidental Death Insurance
  • MasterTrip®
  • MasterPurchase®
  • MasterRental®
  • MasterLegal®

    Core features:

    • Global Acceptance at 17 million locations worldwide
    • ATM Access at over 890,000 locations
    • 24-hour lost/stolen card assistance
    • Emergency cards and emergency cash
    • Master RoadAssist® 24-hour roadside assistance at pre-set rates


  • Earn 1 point for every $1.00 charged for retail purchases or balance transfers
  • Redeem points for brand-name merchandise from the CHOICE REWARDS catalogue
  • Redeem points for free travel from the CHOICE REWARDS travel agency
  • No restrictions on travel:
    • Any seat
    • Any carrier (airline, cruise, ski package, etc.)
    • Any travel time (even during seat sales and blackout periods)
    • Any destination

Out-of-Province/Country Travel Health Plan

Out-of-Province/Country Medical Insurance

  • covers the first 31 days of each trip outside your home, province or country
  • coverage is up to $1,000,000, and includes:
    • hospital and health care professional services
    • prescriptions and treatments
    • emergency dental care
    • transportation and ambulance services
    • return home, if required for further medical attention
    • friend and family hospital visits
    • return of deceased
  • coverage applies to cardholders up to age 70
  • top-up insurance is available for up to 180 days

Travel Assistance

24-hour assistance to:

  • confirm coverage and payment
  • arrange for medical evaluation
  • transfer to another medical facility, if required
  • assist in contacting your family or business partner

Review the certificate of insurance when you receive your card.

Trip Cancellation Insurance

  • Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes on unexpectedly, and requires you to cancel your tickets at the last minute
  • Coverage applies to cardholders up to age 70
  • Tickets will be refunded up to $3,000 per account per trip

Accidental Death Insurance

  • $1,000 will be paid to your beneficiary if you sustain accidental bodily injury causing death


  • Common Carrier Travel Accident Insurance - up to $500,000 coverage when a portion or all of your ticket is purchased with your MasterCard card
  • Unexpected Return Home Benefits - in the event of a death in your immediate family, you are covered for up to $2,000 for return travel
  • Emergency Cash Transfer
  • Lost Document and Ticket Replacement
  • Lost Luggage Assistance
  • Pre-Trip Information


90-day Purchase Protection

  • Protection against loss, theft and damage for items purchased with your MasterCard card
  • Items will be replaced or repaired, or you will be reimbursed the purchase price
  • Items given as gifts are also covered 
  • Some limitations apply - see the certificate of insurance when you receive your card

Extended Warranty

  • The manufacturer’s warranty is automatically extended for up to one additional year for items purchased with your MasterCard card
  • Items must have a valid warranty in Canada
  • Some limitations apply - see the certificate of insurance when you receive your card


When you rent a car with your MasterCard Card, you’re protected with:

  • Collision Damage Waiver Benefit - equivalent to that offered by the car rental company, provided you decline the car rental company’s optional Collision Damage Waiver
  • Car Rental Accidental Death and Dismemberment Benefits - up to $300,000 per accident
  • Personal Effects Benefits - if your rental car is damaged or stolen, any personal effects in the car are covered up to $1,000 per insured person, up to $2,000 per rental period


Legal Referrals and Payment Assistance - in those countries that the MasterAssist Operations Centre deems safe for travel, you will be assisted in locating a legal advisor, and in paying legal fees up to $5,000 (billable to your MasterCard account, and subject to credit availability)

Master RoadAssist®

  • 24-hour roadside assistance at pre-set rates
  • Access the service via a toll-free number
  • Service is charged to your MasterCard account
  • No membership fee

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